Do I need a permit for my remodel? (Usually yes.)
When your contractor says “we don’t need a permit for that,” proceed with caution. Permits protect you, not the contractor.
When permits are typically required
Electrical work beyond replacing fixtures, plumbing work beyond fixture swaps, structural work (removing/adding walls), HVAC installs, additions, and significant kitchen and bath remodels almost always require permits.
Why homeowners should care
Un-permitted work can fail inspection, void your homeowner’s insurance for related damage, and complicate the sale of your home (buyers’ inspectors and title reports catch it).
What the contract must say
It must name who is responsible for pulling permits and paying permit fees. Silence on this point is a red flag.
Not sure if your estimate covers permits? ClearBid flags missing permit clauses automatically.
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What is an “allowance” in a remodel estimate?
Allowances are placeholder budgets. They’re not evil — but they’re the #1 reason homeowners get surprised at the final invoice.
How much deposit can a contractor legally ask for in California?
The short answer: 10% of the contract or $1,000, whichever is less. Anything more is against California law.
What is a change order in construction, and why should you care?
A change order is a written amendment to the original contract. Without one, verbal changes become expensive disputes.